News and insights

Perspectives on project funding, private capital, and industry trends across Western Australia. Stay informed on what moves the market and shapes development in the regions where banks won't venture.

Latest from Guilford Capital

How-To Guides

Seasonal Cash Flow Lending: How Agricultural Finance Should Actually Work

Standard bank lending models are built around monthly income. Farming is not. This guide explains why conventional finance fails agricultural operations and what a properly structured farm lending arrangement actually looks like.
How-To Guides

A Practical Guide to SMSF Property Lending in Western Australia

SMSF property investment is one of the most misunderstood areas in Australian finance. This guide explains how LRBAs work, what the tax advantages actually are, what lenders require, and the compliance rules that catch people out.
How-To Guides

Why WA Regional Projects Get Declined by Banks (And What Lenders Actually Look For Instead)

Most bank declines aren't a credit problem. They're a policy fit problem. Here's what's actually happening when a strong WA project gets knocked back, and what private lenders look at differently.

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Aerial view of the Elizabeth Quay pedestrian bridge over the Swan River in Perth, Western Australia